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Credit Tip – Smart Credit Card Use
Seems like consumers are ready to whip out the credit card for everything. However credit should never be used to pay for perishable items such as food, gas, meals out, airline tickets, etc unless you are 100% sure you will pay the credit cards balance in full at the end of the month. There is nothing smart about paying for things that you do not have or can no longer use.
If your looking for a credit card to help rebuild your credit, we highly recommend the Orchard Bank MasterCard and Visa due to the low fee schedule and no monthly fees or junk fees. You can get more information and apply for the Visa here or apply for the MasterCard here.
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