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Maryland Credit Repair Laws
Consumers in Maryland wanting to use a credit repair firm to repair their bad credit need to know that Maryland credit repair laws (Md. Code Ann. [Com. Law] §§ 14-1901 to 14-1916) give some protection above federal laws.
The following bad credit repair laws apply to the state of Maryland
Credit repair service may not charge or collect a fee for referring consumer to a retail seller who will or may extend credit that is on substantially the same terms as those available to the general public or assist a consumer to obtain credit at a rate of interest which is in violation of federal or state maximum rate.
Any payment must be returned within 10 days of receipt of cancellation notice.
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