Kansas Credit Repair Laws

Consumers in Kansas wanting to use a credit repair firm to repair their bad credit need to know that Kansas credit repair laws (Kansas credit services organization act (2004) do give some level of extra protection above federal credit repair laws.

The following bad credit repair laws apply to the state of Kansas only and may change depending on new laws passed since this blog post has been published.

- Credit repair service must comply with an extensive list of requirements, including educating debtors, specifying the scope of an agreement, itemizing fees, and disclosing the consumer’s rights.
- Credit repair service may not delay payments, make false promises or deceptive statements, give or receive
compensation for referrals, or collect fees above $20 per month from the customer (after a $50 initial consultation fee).

For more information contact your state’s consumer protection agency.

Bad Credit Resources for Kansas

Second Chance Checking Accounts in Kansas
Bad Credit Checking
Unsecured Credit Cards
Credit Cards for Bad Credit